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Old 03-30-2019, 03:57 PM   #1
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Extended Warranty Options

Hey Winnie Community. I trust this message finds everyone ready and excited for the summer travel season. In April my wife and I will officially be celebrating our 1 year anniversary of being a Winnie Owner, and our initial warranty that came with the purchase of our motorcoach will be ending. I'm wondering if anyone might know of, or suggest a good company through which we can get an extended warranty? Thanks for any suggestions.
Sincerely,
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Old 03-30-2019, 04:13 PM   #2
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IMO the service contracts generally aren’t worth the $. sure, some folks make out but most don’t. lots of gotchas and lots of exclusions.

if you’re gonna do this suggest you get a written copy of the policy and read it very carefully. understand the terms and conditions before signing and paying.

we chose to use the $ we would have paid to open a maintenance and repair fund abdcwe add $X to it each month.

good luck and safe travels.
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Old 03-31-2019, 12:58 AM   #3
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We normally don't buy extended warranties, but use all the money saved to pay for repairs out of pocket for what I can't repair myself. A few years ago I was at a RV dealer and heard the service manager saying that of 3 or 4 coaches there with extended warranties, he was waiting for authorizations for a lot of repairs that he only expected them to pay for 2 or 3 items because they found loop holes to get out of paying for most of the items.
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Old 03-31-2019, 01:46 PM   #4
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Yes, but ...

I kept the Good Sam Extended Service Plan for most of the time I had my used Class B RV. While I would say that it did not give me back in benefits all that I paid for it, it did come close as it paid completely for a replaced Air Conditioner (minus, of course, the deductible). In the 2 years or so that I had the plan I had 2 claims, one fully honored and one partially honored. In neither case did I have to wait more than 30 minutes to find out what would and what would not be covered.

Given my experience I would say that a good plan with a good company may well be worth getting if you keep in mind what you should expect from it. The plan, for me, was to cover me in the case of a very expensive repair, and it did that, and not to cover me for minor repairs.

As far as most people not getting their money back from a plan, well, it is insurance and the company makes a profit. They could not do that if they were paying out more than they were taking in. Or, more accurately, they would raise the rates until they got more than they were paying out, so the fact that the company makes money on the plans does not seem a negative to me.

My recommendation to people who are buying a new RV is generally not to get an ESP, but if buying a used one they might want to consider getting one and keeping it for a year or two to cover any unexpected expenses. When buying a used RV you can never be sure of what you are really getting until some time has passed and an ESP might well provide the peace of mind to make the cost worth while.
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Old 03-31-2019, 03:08 PM   #5
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Lot's of folks use Wholesale Warranties to find a warranty that they like.
... er, service contract, it's not a warranty. Don't think of it as a "warranty."

CoachNet, the company that WBGO uses for it's Road Side Service also has Extended Service Contracts and I hear good things from those that use them.

You haven't filled out your Signature to let us know what motorcoach you have so it's difficult to make specific recommendations. I suggest you do that ASAP.

Like others said, many decide to set aside the $4,000 to $6,000 cost for an extended service contract to cover future costs. You will hear of MANY folks that got lucky and the SC saved them thousands. The other folks that threw the money away on a contract that was never or hardly ever used generally don't post about it. If anything more than 50% of those purchasing SCs came out on the plus side the insurance company would go bankrupt. It's like casino gambling - the house always comes out ahead.

We didn't buy one - mostly because I don't want some company telling me where and how to get my RV fixed. Nor do I want to wait while I hear if my repair is covered - or more likely the lame reason it isn't covered.
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Old 03-31-2019, 04:54 PM   #6
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Quote:
Originally Posted by AJMike View Post
...As far as most people not getting their money back from a plan, well, it is insurance and the company makes a profit. They could not do that if they were paying out more than they were taking in. Or, more accurately, they would raise the rates until they got more than they were paying out, so the fact that the company makes money on the plans does not seem a negative to me.....
the problem as i see it is not that buyers arenít getting their money back...you rarely do with insurance (think auto, home, etc). no. the problem with many of these policies are the gotchas and exclusions...this part IS covered but not if THAT part caused it to fail. take a look at the letters columns in MotorHome and Trailer Life magazines. letters about shady service contract providers seem to be frequent. OP...seriously consider starting a maintenance & repair fund with your $ and add to it each month.
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Old 04-01-2019, 06:20 PM   #7
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I'm new to Winnebago, but not new to RVs. A friend who researches EVERYTHING suggested www.eaglevisionrvcom


They quoted me $29xx on a seven year bumper to bumper with a list of exclusions (that is really important, they say what they won't cover, like tires) versus those who say what they will include, (Oh, your rack was covered, but not the pinion gears on the steering). The dealer wanted about $6,0000. AND if you have a one year bumper-to bumper warranty, add them after 11 months and get an extra year.



I won't debate whether they're worth it or not, on my old RV (six year old Coachmen) I never needed the extended warranty, but a friend with a Thor saved about $2,000 on a leveling system with an extended warranty.
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Old 04-01-2019, 06:37 PM   #8
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I think the question I would be interested in hearing the answers to:


Has anyone received MORE value from their extended warranty than they paid into it?


When we bought our used Sunstar last year, the dealer was really pushing an extended warranty. Interestingly, it started out at over $8K, and by the time he was done cutting, it was $2500 or so.
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Old 04-01-2019, 06:50 PM   #9
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Again, new to Winnebago but a Coachman owners for years. My personal opinion is about $3,000 for seven years with a very limited exclusion clause, meaning a list of what they DON'T cover is a pretty good deal. Again, no affiliation, I trust the Ford V-10 drivetrain for 3 years 36,K miles the rest, not so much.
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Old 04-01-2019, 08:05 PM   #10
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I'm new to Winnebago, but not new to RVs. A friend who researches EVERYTHING suggested www.eaglevisionrvcom

They quoted me $29xx on a seven year bumper to bumper with a list of exclusions (that is really important, they say what they won't cover, like tires) versus those who say what they will include, (Oh, your rack was covered, but not the pinion gears on the steering). The dealer wanted about $6,0000. AND if you have a one year bumper-to bumper warranty, add them after 11 months and get an extra year.

I won't debate whether they're worth it or not, on my old RV (six year old Coachmen) I never needed the extended warranty, but a friend with a Thor saved about $2,000 on a leveling system with an extended warranty.
That link doesn't work and a Google search comes up with a tiny RV seller in even tinier Hahira, GA a town of a couple thousand people between Tiftion, GA and Valdosta, GA. I lived near there. It's barely a blip on the map.

It appears this small dealer just resells Extended Services plans from Xtraride. Which can be purchased at dozens of places.

Not sure why your friend would recommend this place.
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Old 04-07-2019, 08:03 PM   #11
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Quote:
Originally Posted by UncleGoat View Post
Hey Winnie Community. I trust this message finds everyone ready and excited for the summer travel season. In April my wife and I will officially be LLPcelebrating our 1 year anniversary of being a Winnie Owner, and our initial warranty that came with the purchase of our motorcoach will be ending. I'm wondering if anyone might know of, or suggest a good company through which we can get an extended warranty? Thanks for any suggestions.
Sincerely,
UnclerGoat
The Winnebago factory in Forest City will not honor Cornerstone insurance for some reason.
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Old 04-08-2019, 08:35 AM   #12
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As someone that has owned RV's for over 30 years and had several extended warranties I recommend that you save yourself a mountain of frustration and take whatever money you are thinking about spending on a warranty and put it in the bank or some kind of liquid investment, in other words self insure. Chances are you will still have most if not all of that money in your account down the road.
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Old 04-08-2019, 10:21 AM   #13
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I am not a fan of service contracts but I made and exception for something as complicated as an RV. Also, you need every advantage you can get when selling your RV. I went with a exclusion type contract (that means everything that is not covered is listed in the contract) for 7 years at a cost of $3,800. It is through Viking. I was worth it to us.
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Old 04-08-2019, 02:42 PM   #14
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I guess I'm one of those that got "Lucky." But I did my research, or I should say I piggy-backed on someone else's research. I bought a 7 year or 70k miles Exclusionary contract from Wholesale Warranties for $3595 back in 2015 on our 2013 motor home. The contract has more than paid for it's self with three years to go. Just two slide repairs ($2,600 and $2,100) paid for it. WW has paid over $8k in repairs without any problems. I thought they would balk at the second slide repair as well as the second awning motor replacement, but no hassle. We did have to wait for an inspector to approve the first slide repair, but that was the only wait other than 30 minutes here and there. No one told us where we could or couldn't take it. We were never put to the back of the line. I rarely buy warranties, but I don't have the knowledge or the money to do my own repairs on a 38' house that is experiencing an earthquake every time it's driven down the road.
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Old 04-09-2019, 05:41 PM   #15
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Ithink like most things if it isn't broken in the warranty period it's probably going to last BUT.........if it gives you "peace of mind" then a program just might be worth every penny you pay for it.
With that said:
When we finally buy a new RV.........I will be shopping for a esp also.........one less worry.
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Old 04-09-2019, 10:09 PM   #16
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That link doesn't work and a Google search comes up with a tiny RV seller in even tinier Hahira, GA a town of a couple thousand people between Tiftion, GA and Valdosta, GA. I lived near there. It's barely a blip on the map.

It appears this small dealer just resells Extended Services plans from Xtraride. Which can be purchased at dozens of places.

Not sure why your friend would recommend this place.
The previous link accidentally left the dot off before "com" but it does seem to be the same place. It looks like they sell Open Road as well.
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Old 04-10-2019, 03:40 PM   #17
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IMO the service contracts generally arenít worth the $. sure, some folks make out but most donít. lots of gotchas and lots of exclusions.

if youíre gonna do this suggest you get a written copy of the policy and read it very carefully. understand the terms and conditions before signing and paying.

we chose to use the $ we would have paid to open a maintenance and repair fund abdcwe add $X to it each month.

good luck and safe travels.
Normally I don't When it comes to electronics and such. These contracts generally run concurrently with the original factory warranty. So by the time the factory warranty runs out That much time also passes on the "extended" warranty.

When I bought my 2012 Adventurer, I decided that with the ice maker and such I decided to have peace of mind and have it "professionally" winterized the first year. Good thing, they didn't drain the water heater and it bursted.
So I now Get it winterized and summarized every year.

But had I done that I would have needed the extended warranty.
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Old 04-10-2019, 05:29 PM   #18
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Many different experiences and opinions on this issue. I've had several in the past and will never buy another one. I just self insure. Keep in mind those companies all make money off you on the average.

I do all/most of the service on our RVs. I understand some folks don't want to or can't do it and that's different. A couple of times I had a part fail that had to be replaced in pairs. The coverage only covered the one that failed, not both even though the part had to be done in pairs. Also understand "normal" wear and tear limitations on parts. The sales literature will always look great and glossy.
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Old 04-10-2019, 05:48 PM   #19
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I would double check on prices also online for extended warranty's. They're a huge mark up item for a dealer. 50% of what they want is a fair price.
Same way for new cars and trucks. They can be bought from the manufacturer through online dealers for a HUGE savings.
There's a dealer online in Kansas that sells the Toyota ESP for right at 1/2. I know there's a Ford Dealer selling Ford plans online for a huge savings also.
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Old 04-10-2019, 05:58 PM   #20
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I would double check on prices also online for extended warranty's. They're a huge mark up item for a dealer. 50% of what they want is a fair price.
Same way for new cars and trucks. They can be bought from the manufacturer through online dealers for a HUGE savings.
There's a dealer online in Kansas that sells the Toyota ESP for right at 1/2. I know there's a Ford Dealer selling Ford plans online for a huge savings also.
I could go to an after market auto store and pay less for running boards for my truck and get a 1 year warranty. If I pay very little more, and have it installed when I purchase The truck I get the trucks warranty length on anything installed by the dealer instead of a 1 year warranty for after market.
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