Probably an age old question that may not have a good answer but what is the general consensus out there for buying RV insurance that covers the whole package from engine/drive train to all appliances, slides, wheels, road service etc.? Of course the dealer usually offers this insurance at a very high cost the day you pick up your RV. We were offered a full package for around $7500 for 5 years or 50,000 miles. When we declined, they dropped the price to $4000! Huh? So a question would be, do you roll the dice and not spend a huge amount up front, or bite the bullet? Is there such a thing as a reputable insurance company, the fine print can be a killer. Recommendations would be appreciated, past experiences, thoughts?