I also have a 2002 Suncruiser and had the windshield replaced earlier this year, as both sides had cracks, although no leaks in my case. The cracks had happened at different times, however one side (driver side) became real bad, so I had both sides replaced. Since it was for windshield replacement, insurance covered a large part of it, minus deducible. Actually, two deductibles, as each side was considered a separate claim. I was told that insurance would not cover any excessive frame / rust repair, however after pulling the windshield, it was noted that rust was minimal and I was not charged any extra for frame repair, guess I was lucky on that. I do live in So. California, also I bought this unit used about 5 years ago and have no idea if the windshield has ever been replaced in the past. The total cost including glass, shipping, moldings, labor, etc. was about $3200, I only paid the deductible.