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Old 08-07-2014, 07:07 PM   #1
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Extended warranty on coaches good investment ?

Hi Everyone, I am wondering if its a good idea to get extended warranty on 2013 Winnebago tour 42d coach and recommendations ? I am still working out bugs after a 1 1/2 years. Bret
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Old 08-07-2014, 08:14 PM   #2
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Normally I would say no, especially if you're at all handy. But those seem to be plagued with issues and some just never go away. My sister had one of those nightmare ones that something quit working or broke on every trip so they traded it off. Let someone else deal with the headaches.

If it isn't stupid expensive and covers at least basic things I would consider it for the length of time you'll own the unit. Or sell it with some warranty left - would ease a buyers mind as well as your own in the interim.
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Old 08-07-2014, 08:20 PM   #3
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I won't get into the discussion of the pros and cons of extended warranties but will say that we elected to get one when we bought our current coach last year. We got one from Cornerstone and have used it twice. I can tell you that both of the shops told me Cornerstone was one of the best they have dealt with in terms of quick response, reasonableness, etc. I was recently at Country Coach for some items needing repair and they called Cornerstone and got coverage for several items that I had not expected would be covered.
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Old 08-08-2014, 07:05 AM   #4
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We have an extended warranty on all of our motor homes and my experience has been that the low deductible option has worked the best for us. I tried a less expensive higher deductible policy just to protect me in event of a major failure and went back to a $500 deductible policy. We have several failures that have cost in the $500-$2,000 range and that $500 deductible has worked well. These policies are expensive and I wonder that if in the long run that a cash reserve might be the best? I may try that.
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Old 08-08-2014, 07:25 AM   #5
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We have an extended warranty on all of our motor homes and my experience has been that the low deductible option has worked the best for us. I tried a less expensive higher deductible policy just to protect me in event of a major failure and went back to a $500 deductible policy. We have several failures that have cost in the $500-$2,000 range and that $500 deductible has worked well. These policies are expensive and I wonder that if in the long run that a cash reserve might be the best? I may try that.
We went with a $200 deductible policy for the house only and we only paid $3,400 for the policy. It has paid for itself already (fortunate for us). Adding the chassis does make them much more expensive so we have a cash reserve for that. However, over the long haul, a cash reserve for repairs is essential especially if one plans to keep a coach for a long time. We plan for this one to be our last.
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Old 08-10-2014, 07:44 PM   #6
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For what the yearly premiums are along with your deductible do you really get that many repairs done in one year ? How about over a 5-10 year span ?

So if a premium is $2,500 a year do you get $25,000 in repairs within 10 years ? Plus your deductible ?
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Old 08-10-2014, 10:00 PM   #7
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I purchased two an extended warranty from Wholesalewarranties.com They offer an assortment of products depending on the level of coverage you wish. I have had a few claims over the years, and they have been trouble free. Just remember you must follow the warranty rules to the letter...prior approval, no self repairs, and whatever else is in the fine print. The people at Wholesalewarrenties acted as my agent and walked me through my first claim, calling periodically to make sure all was progressing to my satisfaction. Thus, my recommendation.
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Old 08-10-2014, 10:18 PM   #8
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We had an extended warrantee with Extra Ride. Paid for its self and they were very good about approving jobs. Very little hassle.
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Old 09-12-2014, 09:24 PM   #9
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extended warrenty

When we purchased our coach 2 1/2 years ago, (2003 Winnebago Ultimate Advantage) we also purchased a warranty for $6000 through the dealer. the warranty is good for 4 years, unlimited mileage with a $100 deductible. as of this day, the warranty co. has paid out nearly $15,000 in repairs with no questions asked. It covers everything on the coach except tires and and normal maintenance items. best decision i made and will renew it when it expires.
the warranty co. is Priority One, I highly recommend them!
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Old 09-15-2014, 02:57 AM   #10
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Oh my. What has all needed repair in 2-1/2 years for 15 K ?
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Old 09-15-2014, 03:46 AM   #11
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Not a very good track record for 2-1/2 years of owning a Winnebago........as posted above..........what brought the total up to 15k? if you don't mind?
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Old 09-15-2014, 01:10 PM   #12
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I never purchased an extended warranty on anything I ever owned until I bought our Tour. It provided another 5 years. The cost was insignificant compared to the price. One or two repairs and I will likely have my money back.
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Old 09-17-2014, 04:20 PM   #13
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Warranty companies are similar to casinos in the sense that they expect to "payout" a majority (let's say 80% as an example) of the premiums they collect. They use the other 20% for processing and profit.

When you go to a casino, and put money in the slot machine, the casino knows they will get their share (for operating expenses and profit) ... and if you go there and gamble long enough that over the entire course of time the casino will keep it's share ... and you will end up with less ...

Over the short haul, you may hit some jackpots and win ... but if you keep going back you are bound to lose.

A certain class of statisticians study this by simulating this on computers.

What does this have to do with warranties ... when you submit a claim and they pay that is a jackpot ... all the other folks who paid their premiums that day and did not file a claim got nothing in return...

Should you buy a warranty ... maybe if you do not have the financial resources to pay your repair bill on your own ...

Over the life of your motorhome (and all like it) it is unlikely that you (and the other owners) will be paid more in claims than the total premiums (that all of you paid)
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Old 09-17-2014, 06:34 PM   #14
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I have purchased two used coaches that were just two years old. Both were covered by service contracts. Best move I made. Besides peace of mind a lot of things were covered for repair. Remember a RV is a bucket of bolts that is subjected to a lot of bumps and jolts plus all the electronics on board. You don't buy a contract hoping you get your money back in service. My advice,Don't leave home without it.
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Old 09-17-2014, 06:58 PM   #15
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I purchased a 1998 Holiday Rambler Endeavor with 70k miles on it from the original owner three years ago. He had Good Sam Extended Warranty. I transferred that to myself and have renewed it every year. In my opinion it has been worth it's weight in gold when my ECM, lift pump, mail fuel pump went out and I broke down on the road. I highly recommend The Good Sam Extended Warranty Program.
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Old 09-17-2014, 07:00 PM   #16
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Originally Posted by gbaroni View Post
I purchased a 1998 Holiday Rambler Endeavor with 70k miles on it from the original owner three years ago. He had Good Sam Extended Warranty. I transferred that to myself and have renewed it every year. In my opinion it has been worth it's weight in gold when my ECM, lift pump, mail fuel pump went out and I broke down on the road. I highly recommend The Good Sam Extended Warranty Program.

Do you know if the total your premiums and deductibles were more or less then the repairs if you paid them out of pocket?
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Old 09-17-2014, 07:14 PM   #17
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Everyone's risk tolerance is different. Personally I feel confident in my abilities to repair anything on my gas coach even to the point of replacing the engine. I'll still be absorbing material costs but on some items labor costs can be much higher. If I had a diesel I would give serious consideration to chassis coverage policy.

Beyond the OEM warranty I think maybe the extended warranties might be better referred to as insurance considering that is basically what it is.
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Old 09-17-2014, 07:41 PM   #18
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I'm one that never buys a warrantee. Then I bought a 2013 Thor Palazzo. After lots of issues with the large slide I finally decided to trade it off.

Now on my new Forest River the dealership asked me if I wanted the warrantee. I went over several different situations that might happen. They convinced me that all would be covered???

Anyway for aprox $5000 I bought the warrantee for an additional 4 year. So for 5 year I'm good.

To me it's more the piece of mind not the cost this time. ?? Who knows.

Always said if I had it I'd never need it. Lol. That be OK too!!

Russell
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Old 09-18-2014, 06:23 AM   #19
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Good Sam ESP

Quote:
Originally Posted by Bug512 View Post
Do you know if the total your premiums and deductibles were more or less then the repairs if you paid them out of pocket?
My premium is $118.22 a month = $ 1418.64 annually with a $500 deductible.

My repair bill total = ECM, Lift Pump, Main Fuel Pump, over $4,800. ECM alone is $2895.
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Old 09-18-2014, 06:42 AM   #20
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My premium is $118.22 a month = $ 1418.64 annually with a $500 deductible.

My repair bill total = ECM, Lift Pump, Main Fuel Pump, over $4,800. ECM alone is $2895.
Was that the total repairs for the three years? So the total of three years of premiums is $4,255.92 + $500.00 for the deductible.

Is that correct?
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