Reply
 
Thread Tools Search this Thread Display Modes
 
Old 07-15-2018, 04:30 PM   #1
Winnebago Camper
 
Join Date: Jul 2018
Posts: 13
Extended warranty

Buying a used unit- any suggestions on good extended warranty companies?
sewmom6 is offline   Reply With Quote
Old 07-15-2018, 04:45 PM   #2
Winnebago Owner
 
Ranger Smith's Avatar
 
Join Date: Jul 2012
Location: Where the Rig is Parked
Posts: 219
I don't know of any. Every time I had one it was useless. Used every excuse in the book for not paying. Like . . . Not maintained properly, corrosion, etc. If it is covered they will usually only pay a reduced rate and you are stuck for the balance.


Last rig we purchased the dealer (La Mesa) wanted to put an extended warranty on for 23,000 (not a typo). I asked him if he was crazy. They kept trying to insist. I told them when I pick up the unit it better NOT be on there . . . it wasn't.
__________________
Steve and Joy
2012 Winnebago Tour 42 JD
Where we are now
Ranger Smith is offline   Reply With Quote
Old 07-15-2018, 07:49 PM   #3
Winnie-Wise
 
Join Date: Jul 2000
Posts: 296
Send a message via Yahoo to rk911
agree with Ranger Smith. use whatever cash you were going to spend on the insurance and start a maintenance/repair fund at your bank. add $X to that fund each month and you'll likely be far ahead in the end.
__________________
'73,
rich, n9dko

2016 Itasca Suncruiser 38Q
rk911 is offline   Reply With Quote
Old 07-15-2018, 09:02 PM   #4
Winnebago Master
 
Join Date: Oct 2017
Location: Elk Grove, CA
Posts: 753
I agree, if you can't afford to self insure, you maybe should re-consider your decision to buy. A pre-purchase, independent inspection, both "house" and "truck", with the emphasis on inspection at a good shop used to your chosen rig's chassis. You don't want to be surprised with significant transmission and/or engine work which can be catastrophic. Most house systems are relatively easy to replace for significantly less than a new transmission. Not that refrigerators and air conditioners aren't expensive, it's just that they won't break the bank. A bad engine or transmission is grounds for rejection.
__________________
Bob C
2002 Itasca Suncruiser 35U
W20 Chassis
BobC is offline   Reply With Quote
Old 07-15-2018, 09:27 PM   #5
Itasca Traveler
 
GaHoosier's Avatar
 
Join Date: Jun 2018
Posts: 21
Thumbs up ProTrek Extended Warranty

Quote:
Originally Posted by sewmom6 View Post
Buying a used unit- any suggestions on good extended warranty companies?
We bought Pro Trek which is brokered by Wholesale Warranty with our 2014 Itasca Suncruiser. You will need to call to find out about used Motorhomes. We bought our Itasca new and have recouped the cost of the warranty at least three times over. I never had a problem with their service. A repair facility in Chesapeake, VA told me Pro Trek was a pleasure to work with, and they pay quickly with no haggling over definitions of coverage. The contract is written in clear language easily understood. They paid to replace both the Cable TV and Satellite cables front to rear, water heater electrical controller, the 30-foot wall slide tracks that had cracked then 6 months later they paid to upgrade the same wall slide system, tracks, motors and digital controller.
I have a $100 deductible and I pay any necessary nuts bolts or miscellaneous hardware not included in parts kits for example. Shop supplies. They have paid over $10K in repairs for us since September 2014. All the best.
GaHoosier is offline   Reply With Quote
Old 07-15-2018, 10:53 PM   #6
Winnebago Owner
 
Kayak73's Avatar
 
Join Date: Feb 2018
Location: NW Georgia
Posts: 99
Last rig we bought from Wholesale Warranties as well, ProTrek. It paid for itself several times over, both in dollars and peace of mind.


Went back to Wholesale Warranties again when we picked up the new View. They now have an inhouse policy which is far better. I hope we don't need it but it made wife happy.


The other thing is age. We started out on the RV journey 20 years ago and I can assure you my ability to repair things has not diminished nor my desire to do so but the body is not able to perform the tasks many times. For example I no longer get on the roof, crawling around under the thing is not fun now and I'm just not as agile. Prior to the last rig I was always in the group that said "put your money in the bank" and self-insure. I'm on the other side of that discussion now. It all depends on your ability to do work, desire to do work, knowledge of the systems and peace of mind. It also depends a lot on the service policy you buy and from whom you buy it. Just keep that in mind as you decide because you will always hear the "put your money in the bank" side and wonder. At my age it keeps the wife happy knowing we have the service policy and I am smart enough to realize there are just too many things I can not do any more. It is a gamble the "extended warranty" companies win most of the time. If they did not win they would not be there. If you are comfortable with self insure mode - do it. The thing is today costs have really sky rocketed, labor rates get up over $150/hr in some places. Mention that because you want to be sure any policy you purchase does not limit labor to some ridiculous stupid low rate - important. You will need to maintain perfect records of maintenance on the engine and chassis as well, follow all recommended guidelines in the owners manual and get the maintenance done.
There is always the question of how much money in your personal repair fund is enough. My guess is start at around 25% of the cost of the unit new. Consider it a savings account and add to it. If you drop the tranny or blow the engine that might get it done unless it is a DP, then the engine replacement involves a lot more like the rear end cap removal.
__________________
Bill and Brenda + Mobius Big Dog
2018V24D, '13 Tiffin BR32, Tiffin 34TGA, '11 Aspect 30, 06View23H, '00 HHiker II 5W
Kayak73 is offline   Reply With Quote
Old 07-15-2018, 11:17 PM   #7
Winnebago Master
 
Join Date: Oct 2017
Location: Elk Grove, CA
Posts: 753
Another approach to this is to purchase an extended warranty from a reputable company for a relatively short period of time in order to cover yourself for an existing problem missed during the purchase process. Consider a relatively high deductible with good coverage thereafter.

Had you purchased a new rig, would you have considered an extended warranty to carry you past five years? If not, and you're buying a five year or older rig, you probably don't need an extended warranty other than to cover the "mystery period" as I described above.
__________________
Bob C
2002 Itasca Suncruiser 35U
W20 Chassis
BobC is offline   Reply With Quote
Old 07-16-2018, 08:09 AM   #8
Itasca Traveler
 
GaHoosier's Avatar
 
Join Date: Jun 2018
Posts: 21
Great point about agility Kayak �� The Itasca is our first MH making peace of mind a major factor. When we learned what the hourly RV repair rate was, my wife seen me as a fiancial genius �� When you are 100 miles from nowhere, its nice to have someone a phone call away who has a list of reputable service companies to choose from. They also pay motel, food and transportation costs due to trip interruptions necessary to get authorized repairs. Yes I have recouped every penny of the warranty cost several times over and still have three years or about 50K miles remaining.
GaHoosier is offline   Reply With Quote
Old 07-16-2018, 11:05 AM   #9
Winnebago Master
 
Join Date: Oct 2017
Location: Elk Grove, CA
Posts: 753
And for every GaHoosier who's recouped his expense several times over, as with any insurance policy, there are many others who will never come close to recouping their cost. That's the nature of insurance, the warranty companies have done the math and will come out ahead or go out of business. Therefore, when you purchase an extended warranty don't do so with the expectation that you're going to come out ahead financially. Statistically, you won't.

If piece of mind is worth the premium price, go ahead and purchase the warranty.

If your cash flow situation can't handle an unexpected two or three thousand dollar repair, go ahead purchase the warranty.

If you're purchasing a used coach and strongly suspect there's a major issue lurking, go ahead and purchase the warranty. But make sure the coverage is going to be adequate before you buy.

With respect to trip interruption expenses, etc., don't forget that many emergency road service/towing policies include some level of coverage for such expenses. These are also "insurance" policies and you can't expect to come out ahead, but they're much less expensive than extended warranties. I suspect that most of us have one or possibly more of these.

If you're a DIYer like me and can fix most "house" problems (which generally aren't catastrophic anyway), consider something that only covers the "truck" portion of your motorhome. I don't know anything specific about it one way or the other but I see that Good Sam (and I presume others) sells mechanical breakdown insurance (again, don't plan on coming out ahead financially).
__________________
Bob C
2002 Itasca Suncruiser 35U
W20 Chassis
BobC is offline   Reply With Quote
Old 07-16-2018, 11:47 AM   #10
Itasca Traveler
 
GaHoosier's Avatar
 
Join Date: Jun 2018
Posts: 21
sewmom6 asked for suggestions for a good extended warranty. I am only sharing my experience, not insisting anyone purchase a warranty. That is a personal decision. Thanks.
GaHoosier is offline   Reply With Quote
Old 07-16-2018, 01:02 PM   #11
Winnebago Master
 
Join Date: Oct 2017
Location: Elk Grove, CA
Posts: 753
Quote:
Originally Posted by GaHoosier View Post
sewmom6 asked for suggestions for a good extended warranty. I am only sharing my experience, not insisting anyone purchase a warranty. That is a personal decision. Thanks.
I hope you didn't take my response as critical of your contribution, it wasn't intended as such.

I'm not trying to convince anyone not to purchase an extended warranty, I'm just trying to put things in perspective. Not only is it a personal decision but it's also a financial one.

In my own life, I like to have as complete an understanding as possible before investing in any financial product. I'm just sharing my perspectives and understanding. Sewmom6 may have already made the decision to purchase an extended warranty and considered all the variables, but others reading this thread may not have done so.

I carry collision and comprehensive insurance on my vehicles (including my motorhome), homeowners insurance on my house even though it's paid off, etc. At least some of my collision insurance isn't financially justifiable but I carry it anyway. Why? I just feel better about having it.

Purchasing insurance (that's what an extended warranty is) can be a very rational decision, if it's done for the right reasons at the right price with the right company.
__________________
Bob C
2002 Itasca Suncruiser 35U
W20 Chassis
BobC is offline   Reply With Quote
Old 07-18-2018, 09:05 AM   #12
Itasca Owners
 
Teamfoxy's Avatar
 
Join Date: May 2018
Location: Sebastian Florida
Posts: 83
We carry roadside assistance, but not an extended warranty. I do my own maintenance and most repairs as its usually faster and more convenient than finding a shop in a remote or unknown area. Parts through Amazon are pretty inexpensive and you can get them sent almost anywhere within two days.
But if you cannot troubleshoot and fix things yourself, you maybe should consider an extended warranty because there will be a string of little items that will crop up. It is just the nature of owning a complex collection of equipment that gets jarred and shaken over rough roads.
__________________
Teamfoxy
2005 Itasca Spirit 24V
Sebastian, Florida
Teamfoxy is offline   Reply With Quote
Old 07-21-2018, 05:39 PM   #13
Winnebago Owner
 
sajohnson's Avatar
 
Join Date: Oct 2017
Location: Central Maryland
Posts: 95
Quote:
Originally Posted by Ranger Smith View Post
I don't know of any. Every time I had one it was useless. Used every excuse in the book for not paying. Like . . . Not maintained properly, corrosion, etc. If it is covered they will usually only pay a reduced rate and you are stuck for the balance.


Last rig we purchased the dealer (La Mesa) wanted to put an extended warranty on for 23,000 (not a typo). I asked him if he was crazy. They kept trying to insist. I told them when I pick up the unit it better NOT be on there . . . it wasn't.
$23,000? $23,000?!!

Holy monster rip-off Batman!

That's gotta be some kind of world record. Just the fact that they would try to pull that off should be enough for the state AG to investigate them.

I agree 100% with your description of extended warranties.
__________________
2009 View 24J on 2008 Sprinter 3500 cab-chassis.
2000W Magnum Energy inverter/charger; 200W solar; Firestone airbags; Hellwig anti-roll bar, SumoSprings, Koni FSD shocks & struts; hitch carrier for Suzuki DRZ400...
sajohnson is offline   Reply With Quote
Old 07-21-2018, 05:54 PM   #14
Winnebago Camper
 
Join Date: Jul 2016
Posts: 15
Everyone has a reason for their post. Don't go with Wholesale Warranties, they will nickel and dime the RV repair company for the smallest thing. They would not pay 30 min of labor to clean up the mess a blown wheel caused.
__________________
2007 Itasca Meridian 350 Cat
Retired Navy, Tired wife , 2 cats.
Blue Ox 08 Subaru Legacy
Chiefig is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Extended Warranty Billy S Winnebago General Discussions 16 05-19-2008 09:42 AM
Extended Warranty Winnie SS '08 Winnebago General Discussions 7 03-06-2008 09:39 AM
Recent Extended Warranty Feedback - please GoneFishin Winnebago General Discussions 9 06-11-2007 04:37 AM
Extended Warranty Pushrod Winnebago General Discussions 6 11-27-2006 08:46 PM
Extended Warranty & Coach Net TJM Winnebago General Discussions 6 07-30-2006 10:10 AM

» Featured Campgrounds

Reviews provided by

Disclaimer:

This website is not affiliated with or endorsed by Winnebago Industries or any of its affiliates. This is an independent, unofficial site.


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 09:21 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2018, vBulletin Solutions, Inc.