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Old 06-10-2018, 05:54 PM   #1
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Health Insurance

Any retired military have advice on healthcare for a full timer?
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Old 06-11-2018, 08:48 AM   #2
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What state do you reside in? How old are you? Is TriCare available to you?
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Old 06-11-2018, 10:46 PM   #3
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Currently in Maryland, but about to move to Texas. I am 42. I currently have Tricare Prime, plus I have an 80% disability rating from the VA.
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Old 06-13-2018, 09:13 AM   #4
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When you get to Tx, notify Tricare and the VA of your new address. You shouldn't have any issues.
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Old 06-18-2018, 04:43 PM   #5
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luvlabs is spot on!
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Old 06-20-2018, 05:18 PM   #6
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Originally Posted by JamieD View Post
Any retired military have advice on healthcare for a full timer?
As others have said, TriCare and whomever your Medicare provider is. Whomever it is, they should cover you for emergency anywhere, office visits could be another thing, good luck. Was in Forest City and neither Kaiser or TriCare paid the $220 at the Mercy Clinic.
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Old 06-20-2018, 05:19 PM   #7
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X2 or 3 on TriCare.
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Old 06-20-2018, 09:47 PM   #8
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Are you using the VA facilities? That's the first place to check. Meds should be free for your situation, health care(walk-in clinics), etc.
I'm under TFL, which is much different than TRICARE Prime, I am covered anywhere in the U.S.A and will be reimbursed for health care received in Canada, and U.S. possessions.
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Old 06-30-2018, 04:41 AM   #9
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Supplement Insurance

I too am retired military with 80% VA disability, but too young for Medicare! (58!). I have Tricare Standard (or whatever they call it today), with a supplemental policy from Military Benefits Association. Since I don't pay a premium for Tricare, I don't mind the annual premiums. My supplement covers Tricare's deductible plus the cost share up to Tricare's maximum allowable (same as Medicare).
I generally use the VA for general health checkups and VA disability issues, but I use a private clinic for occasional minor illnesses. Although my disability rating is for back neck, hand injuries on active duty, I chose to use a Non-VA provider for back, neck and hand surgeries because of the wait times for treatment at the VA. Recent surgeries and short hospital stay was 100% covered by Tricare and supplement.
My only issue with Tricare is that I have had to fight with them (including calling Congressmen) to get treatment outside the region where I live. I live in Missouri (TriWest) and the Doctor was 300 miles from home in Nashville (TriEast).
That's why I have Tricare Standard, so I can go anywhere I want to! I won the fight, but shouldn't have had to go that far!
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Old 06-30-2018, 06:19 AM   #10
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“I won the fight, but shouldn't have had to go that far!”

Those with completely private healthcare insurance unfortunately have similar stories. I see no easy solution.
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